heatlhcare reform

File this one under "Law of Unintended Consequences" and hope to God someone brings this to the attention of the relevant parties:

Where are the chips falling, so to speak, when it comes to the popular State Children’s Health Insurance Program (SCHIP)? The press ought to be finding out, and fast. Last week, the Children’s Defense Fund sent me an invitation for an informational call discussing SCHIP’s future: “If the Senate doesn’t take a stand for children in the next days or weeks, our worst fears could clearly come to pass.” The dire-sounding invite piqued my interest, especially since I had read in the House bill that SCHIP would be repealed. What was going on?

It turns out that the House indeed wants to repeal the program and require kids to get coverage via the insurance exchange, the government’s soon-to-be gigantic brokerage service. Their parents, of course, would be getting subsidies to help buy coverage, courtesy of the U.S. taxpayer. Rep. John Dingell, a Democrat no less, touted the advantages of dumping SCHIP. One advantage: the program wouldn’t be subject to the periodic and occasionally problematic Congressional reauthorizations that threaten its existence. Dingell said kids could have the same insurance as their parents—an incentive to force parents to cover their kids. (Sometimes parents, daunted by bureaucratic red tape, don’t enroll their children even if they are eligible.)

Another reason for killing SCHIP, some believe, is to force kids into the new exchange’s risk pool. Kids are usually healthy; bringing them into the pool may help spread the risk and keep premiums somewhat lower for the sick people whom insurers would have to cover.

But in return, kids would be hurt, says Alison Buist, director of child health at the Children’s Defense Fund. She told me that if the House provision were to take effect, kids might lose some valuable and comprehensive benefits now available to kids on Medicaid and SCHIP. If parents, strapped for cash, had to shop in the exchange, they might choose low-cost insurance with skimpy benefits and pay more out-of-pocket than SCHIP currently requires them to pay. SCHIP rules limit a family’s out-of-pocket costs to five percent of their income. States don’t even impose the five percent, Buist said, because they have found parents with low incomes couldn’t pay that much. So it seems that there’s a cost shift here—making poor families pay more so that sick (and most likely older) people buying in the exchange would pay less.

The more I see of this Frankenstein plan, the more I see we need single-payer universal coverage. Period.



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(h/t Heather.)

I, for one, am thrilled that Dr. Dean is outside the White House, agitating for real healthcare reform. He's much more effective out here than on the inside, being back-stabbed by Rahm:

Howard Dean has emerged as President Barack Obama’s chief antagonist from the left on healthcare reform, raising questions over whether Obama made a mistake by snubbing Dean for a position in his administration.

Dean’s strong advocacy for creating a broad government-run health insurance program, known as the public option, has become a headache for Obama while at the same time giving liberals a powerful spokesman with national credibility.

Dean, who once declared himself a representative of the “Democratic wing of the Democratic Party,” has been traveling the nation this summer offering his own views on Obama’s healthcare proposal. His uncompromising stance is reminiscent of his 2004 presidential campaign that took many Democrats by surprise, and has begun to symbolize a rift between the president and those activists who played a major role in electing him.

Oh, yeah. Yoo hoo, over here! Remember us?

“Howard Dean has been the bully pulpit for the grass roots, expressing what the majority of Americans across the country are feeling but using his profile to make it newsworthy,” said Adam Green, co-founder of the Progressive Change Campaign Committee (PCCC), a liberal activist group that supports the public option.

“It might have been a blessing in disguise that Howard Dean was not brought into the admin because it has allowed him to be bully pulpit for the overwhelming majority of American people who support the public option.”

Soon after Health and Human Services Secretary Kathleen Sebelius said in a television interview that the public option is “not the essential element” of healthcare reform, Dean took a strong opposing stance.

“You can't really do health reform without it," Dean said of the public option in a television interview Monday, calling a major government role “the entirety of healthcare reform.” His comment spearheaded a week of liberal criticism of the administration’s mixed messages on healthcare reform. (Obama insisted on Thursday that his position on the public option has not changed and described it as “a good idea” but “not the only aspect.”)

His potential to torpedo the administration’s signature domestic proposal is somewhat ironic given Obama’s efforts to enlist potential adversaries in his administration rather than face their wrath.

Dean was once considered a candidate for secretary of Health and Human Services. Obama passed him over while appointing former rivals and potential adversaries to Cabinet posts. He named his primary rival Hillary Rodham Clinton as secretary of State and asked Sen. Judd Gregg (R-N.H.), a longtime critic of Democratic fiscal policy, to serve as secretary of Commerce.

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