Marsha Blackburn Touts High Risk Pools as Solution to Coverage Denied for Pre-Existing Conditions
Washington Journal host Peter Slen asks Marsha Blackburn about an editorial in The New York Times The Republican Health Plan and reads this passage:
It has some good provisions, such as prohibiting insurers from imposing annual or lifetime caps on what they will pay and automatic enrollment of workers in employer-sponsored group coverage. But it would not prevent insurers from denying coverage or charging higher premiums based on pre-existing conditions.
Blackburn's response:
Blackburn: Well, one of the ways to address that is going another route and getting to that universal access component that so many people want to see but doing it through high risk pools and through re-insurance and this is a model that many of our businesses are accustomed to dealing with. You know, they have different high risk for things—worker’s comp and other issues—and there is a way to do that and to address that and bring people into that, into those high risk pools. Addressing pre-existing and chronic conditions absolutely and being certain that there is a pool for that, that is set up, and there again, people can go to gop.gov and look at that, look at the bill and see how that is specifically addressed.
So the GOP's plan according to Rep. Blackburn is if you have a pre-existing condition, you're going to be put into a high risk pool. I don't believe she explained how that would prevent people from paying higher premiums for pre-existing conditions or from being denied care—quite the opposite.
Under conservative plans for health care reform, many more Americans with pre-existing conditions would find it even more difficult to obtain reasonably priced care. This is because conservative plans often seek to substitute insurance coverage purchased in the individual market for group coverage, such as the insurance that many Americans have through their employers. These proposals also call for expanding existing high-risk pools, such as the Maryland program, to provide coverage for people with chronic illnesses and costly health histories. Today’s state-based high-risk pools provide an important coverage option for some individuals, but the coverage is expensive, and it’s only available to a small portion of those eligible.
High-risk pools have been around for over 30 years and currently exist in 35 states, but they only cover about 207,000 Americans. The biggest barrier to enrollment is cost. High-risk pools are inevitably expensive because all of the enrollees have medical conditions that could potentially result in costly medical bills, which means the pools cannot spread costs across low-risk and high-risk individuals. Despite attempts to cap premium rates, the coverage is still unaffordable for many. In fact, a recent study found that premiums for high-risk pools are unaffordable for about one-third of eligible individuals. High premiums and high deductibles are often a greater burden on individuals with expensive medical conditions who have already spent large amounts of their income on health care.
Some proponents refer to high-risk pools as “safety nets,” but in reality, the pools do not provide a guarantee of coverage. Most have an exclusion period—some period of time during which an insurer can exclude coverage for certain medical conditions that exist before the insurer issues coverage. These exclusion periods can last anywhere from 90 days to 1 year. Some pools cannot afford to admit more individuals; they either have waiting lists or are completely closed to new enrollees. In the meantime, individuals with costly conditions must go without coverage.
In theory, these pools could provide a viable option for high-cost individuals. In practice, using these pools as a model for nationwide reform would be extremely expensive. Policymakers should consider other approaches to providing affordable, adequate coverage to costly individuals, such as expansion of group coverage options and guaranteed availability of health insurance, known as guaranteed issue in insurance parlance.
In a never ending group of insane lying greedy whores!
republicanism/conservatism is a mental illness that is killing America!
apparently eager to finish the job Bush started.
Global Empires pay the elected officials well to do their wishes..
If the elected officials were really serious about health reform and affordable health care for everyone CHEAPER , better coverage for all Americans... Simple they would have passed a SINGLE PAYER OPTION>>>
When you Take the private health empires out of the health system which are skimming at least 30% off the top for their ceo's and other business profits you have 30% more funds to work with...
We can afford to outsource our jobs and manufacturing plants to Canada and other foreign countries but can not afford to give our citizen health care..
http://www.ourfuture.org/blog-entry/mythbusti...
Myth busting Canadian Health Care --
http://en.wikipedia.org/wiki/Comparison_of_Ca...
In 2006, per-capita spending for health care in Canada was US$3,678,; in the U.S., US$6,714, The U.S. spent 15.3% of GDP on health care in that year; Canada spent 10.0%.
In 2006, 70% of health care spending in Canada was financed by government, versus 46% in the United States.
Total government spending per capita in the U.S. on health care was 23% higher than Canadian government spending, and U.S. government expenditure on health care was just under 83% of total Canadian spending (public and private).
Life expectancy is longer in Canada, and its infant mortality rate is lower than that of the U.S.,
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Use her quote to tell the whole republican story...'...this is a model that many of our businesses are accustomed to dealing with"..
Well, well, well..so THAT tells the story of how over the last decade the republican party, basically the stake in the ground is with that flake-bag from texas, Phil Gramm, and how the death/murder of ALL regulation of these industries; all the 'exceptions' granted by REPUBLICAN LEGISLATION; and, the hundreds of millions of dollars that the health care insurance companies have PAID OFF CONGRESS PEOPLE and their organizations with for years...
The health insurance industry needs to be ABOLISHED and their facilities destroyed..They are a blight on the alleged playing field of our 'market-based' economy...HA! We don't have a free market economy..we have an un-regulated gang-rape and the republican party made that happen. Blackburn is just one of this generations mouth pieces and highly blackmailed participants.
Bush and his republican mafia mob of the 1920 - 1930 style of criminal control has destroy our manufacturing plants , jobs , retirement , health care and destroy our wages..
Maybe when you look at Cheney's hit squads , teason , torture and transferring our taxes to his friends in the war contacting machines the mob has just moved inside the government..
They have done every corrupted and criminal action they could think of to do this...
My problem is that I voted for a Change from this historical destruction of our country and citizens. It is yet to come , but the republicans in their attack this administration and policies are one of the major reasons nothing is moving..
Republicans JUST SAY NO>>
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The idea of high risk pools is really an argument for single-payer.
The rep-cons are just not making any sense.
"I know that there are people who do not love their fellow
man, and I hate people like that! " ~ Tom Lehrer (1928 - )
They are out of touch and have no concern for the suffering for Americans not only for their health care but look at the jobs and manufacturing plants they have been responsible for being outsourced.
Their only concern from both parties is not what they can do to help Americans , but how they can receive their donations from the Banking , Health , Auto and other corporate empires to be re-elected to keep their jobs and keep control between the two parties.
Just think we are their employer and would you hire these people if you had a copy of the resume and their jobs actions... Or better to say their lack of jobs actions.
H... they spend over 1/2 of their time campaigning and trying to receive campaign finances... So we are only getting Less than 50% or productive time if this is what you wish to call it..
Look at the lack of serious debate , restriction and oversight they have over the banking , health and other corporations which pay them well not to have...
When and If we get serious about bringing about a change and a transparent government we will recruit , fund and support democratic candidates to replace them start NOW for the coming election in 2010 and 2012.
They have shown US they do not care and will not change, talk is cheap and they have plenty of that..
They figure what the h... these democrats will not vote other than for a democratic candidate...
This is why we have to select and vote a REAL democrat into office to replace them...
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I have a pre-existing condition that makes it so I cannot get insurance under any individual plan. I checked into the high risk pool in WA state and my premiums would be over $800/month - just for me! Three out of 4 members of my family have pre-existing conditions that cause them to be rejected. My 24 year old couldn't even get insurance in Ohio because he had a bout of depression in college!
So - unless EVERYBODY is swimming in the pool - the high risk pool just costs too much, because unfortunately, those of us with cancer, leukemia, MS, epilepsy, or other serious diseases do cost more.
My disdain for the wealthy greedy people controlling our country grows daily.
I once worked for a high-risk auto insurer, and can tell you this about high-risk pools:
In FL, all auto companies were assigned a certain percentage of high-risk drivers, based on the company's size, and premiums for these policies were subject to the Insurance Commission.
What actually happened, and probably is still ongoing, is that assigned risk companies started redlining the elderly into these pools. Most elderly people have good driving and payment records, so this gave them low-risk drivers required to accept high-risk insurance or face license suspensions and fines.
Guarantee you that high-risk health pools will do the same thing--or will find another group of low-risk people and exaggerate the risks.
I'm healthy and my insurance (in IL) through my small business employer is $1000.00 a month. If I was high risk it would minimally double.
Ed Schultz had a high-risk guy call (from WI) in and they wanted $4500.00 PER MONTH for coverage. That is hardly an option for that poor guy or for the vast majority of Americans.
The Republicans disgust me beyond words.
Is not all that as administered in NYS.
I am "markedly disabled" and have had repeated surgeries and other injuries related to a work related injury. I am owed thousands of dollars by insurers for reimbursements in medical, pharma and transportation. They have been dragging their feet for 10 years. Guess what... even though they have held my money I do not get interest for while they bank on it.
Plus I have had them refuse to pay bills they agreed to pay, then ordered by a judge to pay. This forces the doctor into arbitration, even though a court found the insurers responsible for the bills. As a result, my doctor was paid years later with dimes on the dollar. I have had to change doctors several times when this has happened as their "patient load became too heavy", or it was impossible to get an appointment.
Just this spring, my work related knee ACL reconstruction snapped, caused my PCL to tear and my quadriceps to tear cleanly off. I won't go into the horrible emergency room treatment I got, but I want to share how the system "worked".
My surgeon wanted to operate and sent his request in within two days. The insurers wanted to "preserve their rights" and would not approve surgery without a hearing. So a preliminary court date was set... two months in the future. Even with that much time, the insurers still didn't schedule an independent medical exam until ordered to at the hearing. The proper hearing couldn't be scheduled until after the preliminary, so I was looking at more than three months wait.
Luckily after six weeks my surgeon decided to do the surgery without approval; to wait any longer I would lose the use of my leg. He did so without any expectation of being paid. This is what a real doctor looks like.
So a couple weeks before my prelim hearing, the surgery was done. I showed up to court in with the surgery done. Went to the scheduled IMEs that were ordered, then to the next hearing. The surgery was approved 4 months after the failure of the reconstruction; yes they were liable for payment came the decision.
6 weeks with a disconnected muscle left my leg atrophied 6 centimeters in circumference and now a long haul probably a year, to learn to walk and strengthen my leg. Had I needed to wait (this has happened in the past; I waited 3 years to get approval to have my cartilage removed and knee debried), I would be 100% disabled permanently. I would have no recourse and could not sue the insurers as the delay that would have caused the increase in disability was due to the insurers "exercising their rights"!
Now they are not paying the bills....
To add insult to the injury, you can't even collect any compensation for being out of work from the time you are injured to the time you get surgery. Add to this, that if you are unlucky enough to have a reoccurring or degenerative condition due to your injuries, there are arbitrary laws meant to "keep down costs for insurers". Contrary to the idea of increases for the cost of living, the laws reduce awards to claimants. If you are unable work due to the work related disability, payment levels are not in line with what your wage was nor what you were entitled to before these laws retroactively capped payments.
So if your disability is over 10 years old, even though it has put you out of your old line of work, permanently severely limited what you can do, how long you can do it, and also reduced your reliability due to health complications, you are out of luck. In my case payments are capped at $100.00 per week (for a job that paid $600.00/week in 1983.
And that does not even address the ability to get legal representation as your lawyer fees come out of the payments. Judges do have pity on you when you are faced with a pittance to live on and do set the fees accordingly. Yet all it takes is a judge to do this once and good luck getting any representation at all.
And this is the Republican's model?
If somebody can't make an obscene profit of of it then it is a bad thing in the US.
No social conscience.
What a sick sick society.
there, until Bush and the Neocons destroyed both the Republican and Democratic party in Nov 2000.
The US hasn't been doing very good since LBJ and the civil rights legislation.
It's pretty much been all down hill since then.
Reagan's a.. has been covered by censorship and destroying the information about how he ran his administration in which he just followed orders from the persons which were really running this government..
Reagan has the most corrupted administration until Bush came along...
Now we have both parties fighting for the political donations from corporate lobbyist in order to be re-elected..
Looks as if there is a very good retirement package coming from these elected officials which give these Global Empires what they wish..
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It was when the top income tax bracket was reduced. When Truman put us on a permanent war footing (remember the founding fathers did not want a standing army)after WWI the tax rate was up above there for the top bracket; 1940-1961 the top bracket was above 81% much of the time @ 90%; Schools were funded federally, we didn't have hundreds of bases world wide even though we had a standing army and union membership was high.
1964 saw that top rate drop to 77% from 91% under LBJ. 1982 saw the rate drop again to 50% then to 38.5% in 1987 as Reaganomics pumped up the war machine spending; then 28% 1988-1990. Since 1991 it has been hanging in the 30%'s.
http://en.wikipedia.org/wiki/Income_tax_in_th...
Top tax rate goes down 60% (top bracket used to pay more $'s in income tax than all others combined), the federal portion of school spending is way down and war spending now takes up most of tax revenues.
If anything, the tax structure returned to the 1925-1931 levels when fascist industrialists ruined our society and tried to organize a coup with WWI soldiers and believed that their country should adopt the policies of Hitler and Mussolini to beat the great depression. (Google Prescott Bush coup 1933)
http://www.bbc.co.uk/radio4/history/document/...
Looks to me like the plan has finally been implemented from within; with massive standing armies and no posse comitatus to keep the thugs off our streets. Prescott is smiling.
How much more obvious does the reason for the decay of our society have to be? Greedy rich bastards.
Pelosi's decision to leave in the jail time provision if you can't afford the $15,000 premium her plan creates.
ConsDems"jail time provision"
I can't find that provision in the text of the bill?
Point me in the right direction
"I know that there are people who do not love their fellow
man, and I hate people like that! " ~ Tom Lehrer (1928 - )
sometimes the "enemy" can be useful.
http://republicans.waysandmeans.house.gov/New...
The JCT letter makes clear that Americans who do not maintain “acceptable health insurance coverage” and who choose not to pay the bill’s new individual mandate tax (generally 2.5% of income), are subject to numerous civil and criminal penalties, including criminal fines of up to $250,000 and imprisonment of up to five years.
I'm looking for the actual verbiage not the R's paranoia?
That specific verbiage is not in the bill anymore than death panels.
At least I can't find it on a word search on the PDF of the actual bill.
Maybe you have another source that cites the page or section?
"I know that there are people who do not love their fellow
man, and I hate people like that! " ~ Tom Lehrer (1928 - )
if you hustle and put your nose to the grindstone you'll get what you need as the Rolling Stones once sung.
replace
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http://www.huffingtonpost.com/2009/10/29/hist...
This was from the summary version... But the part about to fine you and jail time is in the PDF file or the full bill..
Ensuring shared responsibility. The bill will ensure that individuals, employers, and the federal government share responsibility for a quality and affordable health care system.
Employers can continue offering coverage to workers, and those who choose not to offer coverage contribute a fee of eight percent of payroll.
**All individuals will generally be required to get coverage, either through their employer or the exchange, or pay a penalty of 2.5 percent of income, subject to a hardship exemption.***
The federal government will provide affordability credits, available on a sliding scale for low- and middle-income individuals and families to make premiums affordable and reduce cost-sharing.
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need more than the 20 percenters when they have dems like you to spread their lies and propaganda?
you have to look at EVERYTHING and that's part of the biggest problem with whatever the hell our Government has morphed into.
for their Corporate masters.
"they invent financial products"...
and then pass laws "requiring you to buy them"
...No way will Americans stand for this shit.
No way!
audit-prosecute-incarcerate
They just haven't been informed about it from Fux.
"Parachutes are allowed in checked or carry-on baggage, but may not be worn in flight."
---Southwest Airlines
It's no wonder Americans have never been encouraged to get into "economics" study's.
Americans will not stand for it..
We have let Bush's administration with the support of the democrats to illegally invade another country for control over them and their resources.
We have let the previous administration commit treason , torture , illegal spying on us..
To pass free trade bill which is outsourcing American manufacturing plants and over 7 million American jobs.
Bush stated our constitution was nothing but a G.D. piece of paper and he could run this country well if it was a dictatorship and he was the dictator. And now we are...
We are doing nothing to stop this complete transferring of our wealth , power and control to these Global Corporations and this administration is following in the same footsteps..
Of course Jobs and unemployment will fall some they are running out of jobs to outsource and others on unemployment will soon not be counted as looking for a jobs we do not have for them..
These arrogant and disrespectful elected officials have to be the worst group of elected officials in the history of our nation.
Reagan started this transfer and Bush finish it and now it looks as if Emanuel is putting the finishing touches on it..
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it's not information.
that's our problem.
... republican talking points are not reality.
Read the bill, not ginned up talking points. Whether advanced by rethugs or Huffpost authors, or any other people who will 'interpret' the bill for you.
As I tell my students: Do your own work.
What the government will require you to do:
• Sec. 202 (p. 91-92) of the bill requires you to enroll in a "qualified plan." If you get your insurance at work, your employer will have a "grace period" to switch you to a "qualified plan," meaning a plan designed by the Secretary of Health and Human Services. If you buy your own insurance, there's no grace period. You'll have to enroll in a qualified plan as soon as any term in your contract changes, such as the co-pay, deductible or benefit.
• Sec. 224 (p. 118) provides that 18 months after the bill becomes law, the Secretary of Health and Human Services will decide what a "qualified plan" covers and how much you'll be legally required to pay for it. That's like a banker telling you to sign the loan agreement now, then filling in the interest rate and repayment terms 18 months later.
How its called "The Public Option"...
...when (one of the three) "options" ...is a fine/jailtime???!!!%^&*$
(makes my head spin) ...public option my ass!....
audit-prosecute-incarcerate
• Sec. 59b (pp. 297-299) says that when you file your taxes, you must include proof that you are in a qualified plan.
I reckon I won't be filing taxes I suppose...
audit-prosecute-incarcerate
Are all Reslug women dumb whores??
apparently
that many Repug men are adulterers and perverts.
"Egotism is the anesthetic that dulls the pain of Stupidity" - Frank Leahy
have nothing to bring... no intelligence, no solution for the people who have been denied health care that doesn't bankrupt or kill them, and no idea that she (and her ilk) are so obviously out of touch with what's really going on.
Pathetic this GOP/republican(t) bunch of crooks and liars... and even when it's so clear to anyone who thinks for themselves, these idiots stand up and show us how out of touch with reality the really are!
Seriously, how effin' ignorant can you be, Marsha?!
Unlike the scheming slippery Dem's who have gotten into the bad habit of lying and manipulation.
they're the party of the corporate elite and although there may be some "scheming slippery Dem's (sic)" as well, it's not the majority of them...
I'm fed up with the political theater that's become American politics. I'm looking forward to whatever it is that makes Americans get up off their collective asses and hit the streets to tell the political machine they've had enough!
I'm fed up at both the Cons and the Dems.
now how about offering up some solutions...
of the people not the other around.
Afraid they are going to lose their cozy job if they "screw up".
That's not a solution; that's a philosophy.
And while voters continue to hate the "other guys" rep and not their own, unlikely to change.
Diabolus est Deus Inversus
We do not start pooling our money , support to recruit a real democrat to run in the democratic primary against them..
Republicans has reduced their right wing extremist to just that..
The problem we have is that Emanuel and other democrats are bring in the republicans not running on their republican ticket and funding them to run as democrats..
This has been happening for years now and this is how the blue dogs and lots of the centrists have been electd as democrats..
...
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Are starting to come out more and more..
I do not like this plan either , but the republicans had nothing to offer for the last 20 years out of the last 28 of controlling the government,, except their lies , deceit and BS about taxes being put on the American citizens..
They cut the taxes for the 10 ten wealthiest Americans , while giving us their song and dance about it trickling down , while they were really transferring it overseas where their corporate empires have moved..
Republicans have been creating this disaster in the past 8 years by transferring our wealth , manufacturing plants and jobs overseas , while destroying our democracy and freedom..
Men which well too d... chicken to serve in the service in actually war , are using the flag , patriotism and the constitution( the very piece of paper Bush called just a G.D. piece of paper)
After Bush and company destroying our nation they are throwing it at the democrats to see what will stick..
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Republicans want to kill your grandparents in POOLS! Is that why they've been funding so much pool construction over the years? This is frightening and must be stopped!
We must get MSNBC to organize a group of nutty fringers with crazy-ass signs and march on Washington to protest Republican Pool Drowning! And we can get Alan Grayson to open the "protest" by saying he's going to read from the Constitution and then read from the Bhagavad Gita.
Drain The Pools! Drain The Pools!
"sometimes" government can help.
Could do a much better job of health care for Americans if the republicans would get off their a.. and help pass legislation to benefit us..
The republican the party of NO , only objection is to destroy Obama and the democrats... And destroying the American citizen is no problem for the republicans because they have 20 out of the last 28 years of practice doing just that...
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http://www.youtube.com/watch?v=TePUvl-vh9k
Diabolus est Deus Inversus
Where to begin?!?
Seems likely that Blackburn and her ilk (and, yes, we must count a significant number of Dems among her 'ilk') are counting on the fact that at least 40% of adults in the US are functionally illiterate, and will not be able to read this bill if they wanted to!
Beyond that, WTF do these idiots think will happen when a tidal wave of indigent people deluge our already overcrowded prisons?! And, who among those indigents will not have snapped to the fact that they will get free health care once they're imprisoned?!?!
OMG!!! The stupidity of humanity is writ large in these halcyon days of rampant overpopulation and the imminent disintegration of our now perverse economic behavior! Believe me, 'halcyon' is an accurate description for what we're experiencing--what's coming down the pike will be exponentially more challenging.
... Halcyon is what you will have to take to feel better about it.
here in CA my family applied for Blue Shield for coverage when our COBRA ran out.
I was denied because I had been on antidepressants for approx. 6 months in 1994 after our infant daughter died.
The deal Blue Shield offered us was that my husband and two daughters could have the family policy we had applied for - minus me, for the same premium (around $1,200 a month) and I was offered HIPAA "Insurers are required by law to sell that coverage, known as HIPAA insurance, to individuals whose COBRA benefits have run out" for an additional $1,000 a month.
So at a time when our finances were very strained, and considering we had been paying for 18 months of COBRA at about $1,000 a month, we now were facing $2,200
We ended up getting a major medical policy @ #800 and who knows what that would have paid for if we had ever needed it.
of "theprez" and the limp dicks abd dry slits in congress.
What part of "They're gonna fuck us" don't y'all understand?
Some folks are just a little slower than others.....I'm guessing.
(And, too bad a lot of them got themselves 'elected' to Congress..)
"Egotism is the anesthetic that dulls the pain of Stupidity" - Frank Leahy
Dems could put forth an amendment making Republicanism a pre-existing condition thereby barring them from a whole host of treatments.
Looks like the Dems strategy today is to make "concessions" to the Republicans [i.e. Stupak's Hyde amendment bs] to try and wrangle some votes from them even though Cantor clearly announced that no Republicans would vote for an Obama health care bill. Brilliant! Let the groveling begin.
She's got that "southern spiritual" tone of voice going on... you know, that tone that sounds like she's sooooo innocent and nice and all so you'll believe she gives a damn about you and not fulfilling some disgustingly greedy personal agenda.
Sorta like "bend over and smile" whilst I... oh, you know. Use your imagination.
Just another greedy slimer without a conscience.
Our 8 year old son was denied insurance here in CA (due to pediatric rheumatoid arthritis) and tossed into a high risk pool. To get him even the most basic coverage, we pay more for him than for the other three of us in the family. Financially, these pools are a killer for families.
And morally, how do you deny care to kids who need medical help? Our son literally couldn't walk without taking a combination of four drugs. All I could think about were the kids who had no insurance. What kind of life is that? Our current insurance system is a glorified extortion ring.
Sorry, just not enough money in it. Except for the cheap
ChineseAmerican knockoffs being hustled (mostly) on Sunday mornings.Best of luck to you and your family. It's stories like yours that make me glad (sometimes) that I'm childless.
"Parachutes are allowed in checked or carry-on baggage, but may not be worn in flight."
---Southwest Airlines
...involved in the "extortion ring"
Here is judge Andrew Napolitano's "take" on what is part of the problem...
http://www.youtube.com/user/campaignforliberty
audit-prosecute-incarcerate
Republicans just want the perfect business model for their sponsors in the insurance industry. Insurance only for people who don't and probably won't need it. Those pesky sick folks are just a bad business risk, dontcha know. How'z a business supposed to grow big and strong if it has to waste it's profits on yukky diseases and such. Just not fair to the shareholder I tell ya. Wink!
New jersey don't got a high risk pool
would probably be considered high risk. I'd bet lots of public officials are paid off to not study those water quality tests too closely...
"Parachutes are allowed in checked or carry-on baggage, but may not be worn in flight."
---Southwest Airlines
Most guy I know from Joisey refused to go swimming.
They say the pools are full of urine and worse.
Diabolus est Deus Inversus
Besides high risk pools does nothing for the cost of heath care overall. It means the young and able-bodies potential military draftees might get relatively "cheaper" rates, but that's still at the behest of the insurers.
Whilst the elderly and the infirmed, who probably already have fiduciary problems due to their conditions will just get it worst in prejudicial treatment. The elderly already get prejudicial treatment as it is, unless they got boucoup bucks.
It probably takes two or three healthy people on insurance rolls to make up for one deathly ill. And the American lifestyle is such that any one of us could find ourselves deathly ill.
Diabolus est Deus Inversus
Another problem is the younger may be more able-bodied, in general, but of lower income due to just starting careers, paying off college loans, and starting families of their own.
And while the economy is so sour, they may not even be able to find the jobs to make that all possible.
While an older person at the height of their income earning potential (not retired) may already be developing age related disorders.
Diabolus est Deus Inversus
Where is Monty Python when we need them? They'd know just the right way to communicate with her.. perhaps using dead fish to release her from the smell of the money..
http://www.youtube.com/watch?v=Tq37WSg9ESg
http://www.youtube.com/watch?v=IhJQp-q1Y1s
Diabolus est Deus Inversus
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